Property Insurance

Perfect-fit property insurance is what we provide – and it’s what you deserve.

Property values in Massachusetts vary from town to town, but our state has a reputation for high-priced property that deserves comprehensive property insurance protection.

A property policy covers real estate and other property that your business owns. If your company rents or leases its premises, the policy provides coverage for tenants’ improvements. These are fixtures, alterations, installations or additions that you have put into the space that cannot legally be removed from the landlord’s premises. Often times, this coverage will also include endorsements such as Business Interruption, Extra Expense Insurance and Computer Operations Interruption.

What Does Property Insurance Protect?

A standard commercial property insurance policy may offer protection for the following:

  • The cost of repairing damage to your building and contents
  • The loss of income following a covered loss
  • Liability when someone gets hurt on the property
  • The extra cost of operating your business away from the office during repairs

Not all policies offer the same level of coverage, however. Speaking with one of our experienced agents will ensure that you get the proper protection that you deserve.

Getting Extra Protection for Your Property

Most property insurance policies DO NOT cover damage caused by floods. You can, however, purchase a separate flood insurance policy for added protection. The cost of insuring your property against flood damage often depends on whether your area has a history of flooding. Those in high-risk areas usually pay more, but they also need the more protection than other business owners.

Choosing an Agency that Cares

At Eldredge & Lumpkin Insurance Agency, we concentrate on making sure you have the coverage that gives you peace of mind. You can trust our experience and attention to detail to ensure you’re getting the right coverage for your needs. We don’t miss a step. It is our goal to take care of you.

Contact our office for assistance today at 508-945-0393.